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Fulton Financial said Tuesday that it has obtained federal regulatory approval to merge two of its subsidiary banks into its largest banking subsidiary, Fulton Bank.

The combination was made by possible in October when the regulator terminated consent orders issued to the three banks in 2014, a step that indicates their anti-money laundering measures are no longer deemed deficient. While under the consent order, the banks could not combine.

But now, the Office of the Comptroller of the Currency has approved the application to merge FNB Bank (based in Montour County) and Swineford National Bank (based in Snyder County) into Lancaster-based Fulton Bank.

The consolidation is expected to be completed in the fourth quarter. Customers should see minimal, if any, changes, other than the bank name, said Fulton Financial.

As previously announced, Fulton Financial eventually plans to make Fulton Bank its only bank by merging all of other subsidiary banks into Fulton Bank. Besides Swineford and FNB, they are Fulton Bank of New Jersey, Lafayette Ambassador Bank and The Columbia Bank. Their combination has been on hold for the same reason.

Having one bank instead of six will streamline the reporting process and simplify marketing efforts, a Fulton Financial spokeswoman said.